WHAT'S COVERED
Schedule of Benefits - Single Trip & Annual Multi-trip
The following tables of benefits show the limits per insured person for some of the significant sections of cover provided.
Please refer to the policy document to view the table of benefits in full
| Cover Section | Insured Up To: |
|---|---|
| Cancellation or cutting short your trip (curtailment) | £6,000* |
| Emergency Medical, Repatriation & Other Expenses (Outside Your Home Country) | £10,000,000 |
| Hospital Benefit | £1,500 (£50 per 24 hours) |
|
Personal Accident -Death -Loss of limb/loss of sight -Permanent total disability -Burial or cremation costs |
£50,000 £50,000 £50,000 £5,000 |
|
Delayed Departure (after 10 hours delay) or Trip Abandonment (after 10 hours delay) |
£500 (£100 per 10 hours) £6,000* |
| Missed Departure / Missed Connection | £2,000 |
|
Travel Risks Hijack/Kidnap Mugging Natural Disaster |
£3,000 (£100 per 24 hours) £500 (one off payment) £750 |
|
Personal Effects One item, pair or set limit Valuables limit Possessions delayed whilst being transported (over 12 hours) |
£4,000 £750 £1,500 £500 |
| Gadget Cover | £1,500 |
|
Personal Money, Passport & Travel Documents Cash limit -Loss of passport |
£1,500 £750 £500 |
| Personal Liability | £2,000,000 |
| Extended Journey Disruption | £5,000 |
| Legal Advise & Expenses |
£50,000 (£100,000 policy max) |
*If you have selected the optional extra “top up my cancellation cover” your limit will be increased and shown in your policy schedule
Single Trip (ST) & Annual Multi-trip (AMT) Optional Winter Sports Cover Benefits
Our optional winter sports cover provides additional cover for winter sports activities upon payment of an additional premium.
| Cover per person/per event | Insured Up To: |
|---|---|
| Winter Sports Cover | Optional add-on |
| Own Ski Equipment | £750 |
| Hired Ski Equipment Loss/Damage | £300 |
|
Ski Equipment delayed in transit |
£300 (over 8 hours) |
| Loss of Ski Pack | £500 |
| Piste closure | £500 (£50 each 24 hrs) |
| Avalanche or Landslide Cover | £500 |
Single Trip (ST) & Annual Multi-trip (AMT) Optional Cruise Cover Benefits
Our optional cruise cover provides additional cover if your trip is a cruise. Cruise cover is available on Single Trip and Annual Multi-Trip policies upon payment of an additional premium.
| Cover per person/per event | Insured Up To: |
|---|---|
| Cruise Cover | Optional add-on |
| Missed embarkation cover | £1,500 |
|
Formal cruise wear |
£2,500 |
| Formal cruise wear delayed in transit |
£500 (Over 8 hours) |
| Cruise itinerary changes |
£500 (£100 each missed port) |
|
Additional medical, repatriation & other expenses: Ship to shore repatriation On-board medical fees Unused excursions Cabin confinement |
£100,000 £250,000 £500 £500 (£100 each 24 hrs) |
Single Trip (ST) & Annual Multi-trip (AMT) Optional Car Hire Excess Cover When Abroad Benefits
Our optional car hire excess cover is available on Single Trip and Annual Multi-Trip Policies upon payment of an additional premium.
| Car Hire Excess Cover When Abroad | Insured Up To: |
|---|---|
| This cover reimburses the excess that you are charged if your rental car is damaged or stolen. This can include damage to bodywork, interiors, tyres, windscreens, or keys (as covered by the rental agreement. To be clear, if your rental agreement does not cover something, we will not cover it. We only cover the excess. | £2,500 |
Exclusions to Cover
There are, as in all insurance policies, some exclusions to cover.
The IPID contains the exclusions to cover.
We strongly recommend that you download and read your IPID and policy wording in full. Download both on the policy documents page.
The policy wording contains the policy terms, conditions, limitations and exclusions.